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Coverage Available Now

Protect Your Family's
Future with Dignity

The average funeral costs over $9,000. Don't leave your children and loved ones with that burden.

Whole life coverage from $1/day* — rates never increase, benefits never decrease.

100% Free • No Obligation • Takes 2 Minutes

50,000+
Families Protected
A+ Rated
Insurance Partners
$5K–$25K
Coverage Options
Simple Process

How It Works

1

Call or Request a Quote

Reach out by phone or fill out our simple online form.

2

Answer 5 Simple Questions

No medical exam. No blood tests. Just a quick, easy conversation.

3

Get Covered

Choose a plan that fits your budget. Coverage can start immediately.**

Why Choose Us

Why Choose American Burial Expense

Fast Coverage

Apply in under 10 minutes. Get approved the same day. Coverage can begin immediately with no waiting period.**

Affordable Rates

Whole life plans from $1/day.* Your premium is locked in and will never increase, no matter your age or health changes.

Ages 50–85 Welcome

Designed specifically for seniors. Pre-existing conditions are OK. Everyone between 50 and 85 can qualify for coverage.

Coverage Details

What's Covered

Your policy provides a tax-free cash benefit your family can use for any of these expenses — no restrictions on how the money is spent.

Funeral Services
Burial Costs
Cremation Expenses
Outstanding Medical Bills
Legal Fees
Other Final Expenses
Real Stories

Families We've Helped

"When my husband passed, I didn't have to worry about how to pay for the funeral. The policy covered everything, and my family could focus on grieving together instead of scrambling for money."

Margaret T.

Policyholder since 2021

"I was worried I wouldn't qualify because of my diabetes. But the process was so easy — no exam, no blood work. I was approved the same day and my rate will never go up."

Robert J.

Age 72, Policyholder since 2023

"I got this for my mom. She's 78 and pays less than $30 a month. Knowing she's covered gives our whole family peace of mind. The agent was patient and explained everything clearly."

Linda & Carol S.

Daughter & Mother, since 2022

Common Questions

Frequently Asked Questions

Can I qualify if I have health problems?
Yes. Most final expense plans have no medical exam requirement. Pre-existing conditions like diabetes, heart disease, COPD, and cancer history are accepted. Guaranteed issue plans are available for those who may not qualify for simplified issue coverage.
Will my rates ever increase?
No. Your premium is locked in at the rate you sign up for. It will never increase regardless of age or changes in health. This is whole life insurance — your coverage never expires as long as premiums are paid.
How much coverage do I need?
Most families choose between $5,000 and $25,000 in coverage. The average funeral in the U.S. costs over $9,000. A licensed specialist can help you determine the right amount based on your needs during a free, no-obligation call.
Is there a waiting period before coverage begins?
It depends on the plan. Simplified issue plans often provide immediate full coverage from day one. Guaranteed issue plans (no health questions) typically have a 2-year graded benefit period. Your specialist will explain your options so you can make the best choice.

Get Your Free Quote Today

Speak with a licensed insurance specialist who can help you find the right coverage for your family.

Call: 1-833-945-1550

Available Monday – Saturday | 8am – 8pm EST

100% Free
No Obligation
Licensed Agents

Request a Free Quote

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